Palm Beach North Sports - September 2021

2 P A L M B E A C H N O R T H SPORTS | S e p t e m b e r 2 0 2 1 OMG!! My Parents Are Aging and They Don’t Have Insurance! Now What??? By Lisa Sliney, MS, LNHA, Licensed Centurion Agent; lsliney@newyorklife.com Fellow readers, tell me please how often do you hear this within your circle of friends, family, and new business colleagues? This seems to be commonplace in normal conversations of late. The Baby Boomer generation is the largest growing to date; however, most are not prepared for the “What if” factor of Life. Life Insurance has many options today whereas before, it did not offer options. Today, you can have a Term Life Insurance plan that allows you to have Living Benefits. Today, you can have a Whole Life Insurance plan that grows your cash value, offers a Dividend, and allows you to take the cash value out when you need it without penalty. Today, you can attach a Critical Care Rider to the Whole Life policy and help defray costs for Long Term Care events. Today, you can apply for a Long-Term Care Insurance policy that fits into your budget. Today, you can have a combination of Life Insurance with Long Term Care Insurance known as ASSET FLEX and be able to have a return of premium. Today, there are changes and Today, is the First Day of the Rest of Your Life. How do you wish to secure your future? Send me an email so we can discuss the options for your life. You are your greatest asset. Do not sell yourself short. Life happens daily….do not wait until it is too late, and you are uninsurable. Lisa Sliney, MS, LNHA lsliney@ft.newyorklife.com EXPERT CONTRIBUTOR