West Palm Beach September 2026

S E P T E M B E R 2 0 2 6 | W E S T PA L M B E A C H 9 NewDay’s experienced financial professionals to help veterans navigate financial decisions with confidence and clarity. The result is a model that combines innovation with a personalized touch, ensuring technology is an extension of trusted advice, not a substitute for it. Dr. Liu has helped reinforce the importance of using technology and data responsibly to better understand each customer’s unique financial circumstances. By integrating predictive analytics into the decision-making process, NewDay USA can deliver more personalized recommendations while maintaining the trust and security that veterans expect from a financial institution. For years, many veterans—especially enlisted men and women—were overlooked by traditional banks. NewDay USA believes those who served deserve a financial partner that understands their values and looks beyond their credit score to find ways to say “YES.” 95% of NewDay USA’s clients are enlisted veterans who have been underserved by traditional banks. With data science and customer service NewDay has been able to serve these veteran families and deliver industry-leading loan performance that’s 60% better than the national average. Together, Posner and Liu, along with the rest of the leadership team, have helped create an organization where innovation is measured not only by new technology, but by whether it is implemented to meaningfully improve the lives of veterans and their families. While NewDay USA continues to innovate, the heart of the organization is its people. Mission-driven, passionate, and engaged, Posner and his team have nurtured a culture centered on leadership development, collaboration, and innovation. The strength of the organization comes from a noble purpose that recognizes the sacrifices of its customers, with a focus on creating lasting value for the military families they serve. Technology enables that work, but that sense of purpose can be felt throughout the halls of the company. As financial services continue to evolve, NewDay USA believes the future will belong to organizations capable of merging cutting- edge technology and analytics with genuine human connection. While NewDay USA uses advanced tools to make the process easier and clearer, it does not let technology replace a strong human relationship. Its approach is built on pairing modern financial tools with genuine care and personal guidance. For veterans, that means having a trusted partner that recognizes they are so much more than just a credit score on a loan application. One satisfied veteran said, “The country trusted me with a $40 million aircraft, but not a $300,000 mortgage, until NewDay USA,” underscoring the company’s commitment to helping veterans achieve the dream of homeownership and a stronger financial future. While NewDay USA may have built its reputation by serving those who have served, its future is being defined by something much bigger: leveraging data and technology to empower military families with the right products at the right place and the right time for their families. And because of this unique synergy between data and human interaction, they are 5X more likely to approve a veteran than other lenders while maintaining industry-leading loan performance. At the end of the day, NewDay USA is not just about loans. It is about being a trusted neighbor and long-term partner, helping military families build stronger futures through education, honest advice, and relationships that last.